When you move, it’s easy to get caught up in unpacking and setting up your new home – and forget about updating your mailing address. But skipping this step can mean missing important bills, tax documents, or packages. Fortunately, changing your address with the U.S. Postal Service (USPS) is quick, whether you do it online or in person. Here’s exactly how to do it, plus who else to notify so nothing...
Key takeaways: If you’re asking, “Can I sell my house if I have a home equity loan?” the answer is yes. Many borrowers use the proceeds from their home sale to pay off their home equity loan. Selling your house with a home equity loan can involve some complications if you owe more than your home is worth. Be sure to do your research before putting your house on the market to ensure you’re not...
Quick answer: Closing day is when sellers sign the final papers, settle any remaining costs, and officially hand the keys to the buyer. Once the funds hit your account, the deal is done. Closing day is the moment every seller looks forward to—the final paperwork is signed, funds are transferred, and the home officially changes hands. . But what happens at closing for sellers and how can you make sure...
Now that the market is slowing down, homeowners who haven’t sold at the price they were hoping for are increasingly pulling their homes off the...
Key takeaways Conventional loans best for those with strong credit and steady income. FHA loans are ideal for first-time or lower-credit buyers. VA and USDA loans allow zero down payment for qualifying buyers. Jumbo loans are for high-value homes about conforming limits Buying a home often means taking out a mortgage, but not all mortgages are the same. Choosing the right loan is one of the biggest...
Key takeaways Most home inspections take 2-4 hours. Larger homes or older homes may require more time. The inspector’s thoroughness and the home’s condition impact the duration. Specialty inspections (e.g., radon, pest) add to the timeline. Home inspections offer an in-depth look at a property’s condition. Understanding how long a home inspection takes is important to know during the home-selling...
When you’re selling your home, presentation matters, and the benefits of home staging are hard to ignore. Simply put, staging can help homes sell faster and often for more money. It creates a polished, inviting atmosphere that helps buyers instantly connect with the space. Whether you’re selling your home in Roswell, GA or staging your home in Summerville, SC, a well-staged space can give you a...
Key takeaways A stale listing is typically a home that has been on the market for 30 days or more without serious buyer interest. Common causes include overpricing, poor presentation, weak marketing, market conditions, or undisclosed property issues. Stale listings can lead to lower offers, higher holding costs, and increased seller frustration. In some cases, a temporary delisting and relisting...
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Once you buy a home, you expect your mortgage payment to stay steady, especially if you have a fixed-rate loan. But for many homeowners, the amount due each month can creep up over time, leaving you asking: “Why did my mortgage payment go up?” Whether you’re paying off a home in Denver, CO or managing your home in Orlando, FL, this Redfin article explains the most common reasons mortgage payments...
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