In some American towns, nearly every house sits empty for part of the year. Whether it’s a beachside bungalow, a mountainside chalet, or a lakeside estate, these seasonal homes are usually owned by part-time residents – and in the most extreme cases, they make up over 98% of all housing in town. From coastal escapes in Delaware to ski havens in Colorado, here are the 10 U.S. towns with the highest...
Key takeaways: Annual gift tax exclusion: $19,000 per person in 2025 ($38,000 for couples). Lifetime gift and estate tax exemption: $13.99 million in 2025, but expected to drop in 2026. Inheritance advantage: Stepped-up basis often saves heirs from significant capital gains taxes. Trusts and spousal transfers: Effective tools for transferring property when dealing with larger estates or married...
When homeowners miss several mortgage payments, their lender may begin the foreclosure process. This is a legal procedure that allows the lender to take back the home and sell it to recover the remaining balance. While it’s a stressful situation, understanding how the process works can make it easier to navigate. From the early stage of pre-foreclosure, where homeowners still have a chance to resolve the...
You’ve been waiting for what feels like forever for mortgage rates to finally budge. And last week, they did – in a big...
If you’re hoping to buy a home, your credit score is one of many important factors in qualifying for a mortgage, as it helps indicate whether you’re a trustworthy borrower. However, if your credit score needs improvement, there are plenty of simple ways to raise it. In this Redfin article, we’ll outline the steps you can take to improve your credit score before buying a home. Whether you’re...
When it’s time to sell your home, one of the most important decisions you’ll make is choosing the right listing agent. A listing agent represents the seller, guiding them through every stage of the home-selling process. From pricing strategy and marketing to negotiations and closing, the listing agent works tirelessly to secure the best possible outcome for their client. In this guide, we’ll break...
When you’re ready to move on from your current home, one of the first questions you’ll probably ask yourself is: What is the cheapest way to sell a house? Selling a property is a complex process, and between real estate commissions, closing costs, and home preparation expenses, many homeowners are shocked at how much they lose in fees. The good news? There are several inexpensive ways to reduce...
Selling a home isn’t always straightforward, especially when you owe more on your mortgage than the property is worth. Homeowners often ask, “Can I sell my house for less than I owe?” The short answer is yes, but the process can be complicated, and the financial consequences vary depending on your situation. Essentially, you have two primary options. You can either bring money to the table at closing...
Key takeaway: An escrow holdback temporarily retains a portion of seller funds after to cover lender-required repairs. Once repairs are verified, the funds are released to the seller. An escrow holdback is a financial agreement, approved and monitored by the lender, that enables a home sale to proceed. It involves setting aside a portion of the seller’s proceeds to cover unfinished repairs or...
San Antonio stays in the mix for both buyers and sellers, with a market that keeps moving at a steady pace. In July 2025, the median sale price was $275,250, up 2.7% year over year, and homes sold in about 58 days on average. The market is somewhat competitive, earning a Redfin Compete Score of 42/100, with listings typically receiving around two offers. From June through August, most Redfin.com users...
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