Selling a home can feel overwhelming, but a closing checklist for sellers helps keep everything on track. From gathering documents to scheduling the final walk-through and coordinating with your agent, lender, and buyer, it ensures a smoother, less stressful process. Whether you’re selling a home in Cedar Falls, IA, Morgantown, WV, or Flagstaff, AZ, this Redfin guide will walk you through a...
Applying for a mortgage is one of the biggest financial steps you’ll ever take – and while many applications are approved, not every loan makes it through underwriting. Naturally, that raises the question: How often does an underwriter deny a loan? On average, about 1 in 10 mortgage applications are denied. That means the majority are approved, but there are still a number of reasons why an...
Key takeaways: Sellers sometimes agree to cover closing costs to attract buyers or speed up the sale, but this concession comes at a cost. On a $400,000 home, a 3% closing cost concession could reduce your net proceeds by $12,000. Raising the sale price to offset these costs may create appraisal or financing challenges, while also lowering the buyer’s financial commitment. Before...
Here's why you might want to upgrade your basic plugs with the latest...
Heat waves continue to affect most of the U.S. this summer. Here's how you can protect your HVAC system during the heat and conserve energy...
Key takeaways: Real estate contracts must include key elements like the offer, acceptance, and consideration to be legally binding. Missing or unclear terms can lead to disputes, delays, or even failed transactions. Buyers, sellers, and investors can avoid pitfalls by understanding essential contract elements and reading every clause carefully. Real estate contracts are the backbone of every property...
Key takeaways: Buyer concessions are seller-offered incentives that make a home purchase more affordable for buyers. Common types include covering closing costs, repair credits, mortgage rate buy-downs, and HOA fees. Concessions can help sellers attract buyers in slower markets and ease financial stress for first-time buyers. What are buyer concessions in real estate? When you’re buying a home, the...
If you tried to buy a home a few years ago, you probably still remember the...
Heat waves continue to affect most of the U.S. this summer. Here's how you can protect your HVAC system during the heat and conserve energy...
One of the most important things to do after buying a home is take steps to keep it safe. For some, that might mean installing security cameras or other safety measures. But something as simple as changing locks on your house can go a long way when it comes to adding an extra layer of security. So, how do you replace the locks in your house? And should you call a professional, or is this a potential DIY...
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