The process of buying a home is a marathon. From preapproval for a home mortgage and finding your dream home to negotiating an agreeable sale price and successfully maneuvering through the home inspection process, the steps can seem never-ending. But you’re almost home. One crucial step is the home appraisal, which you’ll need to determine the house’s value. Although appraisals can be...
January 2026
The minimum down payment for a first-time home buyer typically ranges from 0% to 3.5%, depending on the type of mortgage you qualify for. Many loan programs allow buyers to put down far less than the traditional 20%, and some eligible buyers may qualify for options that require no down payment at all. A down payment is the amount of money you pay upfront when purchasing a home, with the remaining balance...
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Make unplugging these appliances part of your nightly...
While you shouldn't turn your heat off when you're away from home, there are ways to save money and energy while you're...
Consider us fooled in the best...