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2026

how-long-does-an-appraisal-take?

How Long Does an Appraisal Take?

The process of buying a home is a marathon. From preapproval for a home mortgage and finding your dream home to negotiating an agreeable sale price and successfully maneuvering through the home inspection process, the steps can seem never-ending. But you’re almost home.  One crucial step is the home appraisal, which you’ll need to determine the house’s value. Although appraisals can be...

what-is-the-minimum-down-payment-for-a-first-time-home-buyer?

What is the Minimum Down Payment for a First-Time Home Buyer?

The minimum down payment for a first-time home buyer typically ranges from 0% to 3.5%, depending on the type of mortgage you qualify for. Many loan programs allow buyers to put down far less than the traditional 20%, and some eligible buyers may qualify for options that require no down payment at all. A down payment is the amount of money you pay upfront when purchasing a home, with the remaining balance...