Aside from the purchase price, there are multiple additional costs along a home-buying journey. Hear from an agent what you should be prepared to...
Home Buying
When preparing for a move, one of the most common questions homeowners ask is, “What should I pack first?” Whether you’re moving into a four-bedroom house in Phoenix, AZ, or a two-bedroom bungalow-style home in Birmingham, AL, organization is the key to streamlining your entire move. This guide outlines exactly what to pack first when moving house, why the sequence matters, and how to start packing...
Whether you’re moving to a small apartment in Santa Monica, CA, or a four-bedroom house in Buffalo, NY, moving is a big disruption for everyone in your household, especially pets. Dogs and cats thrive on routine, and a new home comes with unfamiliar smells, sounds, and layouts. With a little planning and patience, you can make the move safer and less stressful for your pets – and for you. Below are the...
Mortgage loan modification is a foreclosure-prevention option that permanently changes the terms of your existing mortgage to make payments more affordable. If you’re a homeowner facing a long-term financial hardship—such as job loss, a medical crisis, or divorce—a modification may help you lower your monthly payment and keep your home. Key takeaways A mortgage loan modification changes your current...
Quick Answer:– Closing near the end of the month is best because it minimizes prepaid interest for buyers and slightly reduces prorated expenses for sellers.– Closing early in the month provides buyers more time before the first mortgage payment and offers sellers flexibility for moving or a subsequent purchase.– For many buyers and sellers, an end-of-month closing strikes the best balance of cost...
The idea of “portable mortgages” — loans that homeowners can transfer from one property to another — is gaining national attention as policymakers consider new tools to ease the country’s housing affordability and mobility challenges. In late 2025, the Federal Housing Finance Agency (FHFA), led by Director Bill Pulte, said it is “actively evaluating” the feasibility and risks of mortgage...
Closing costs can add thousands of dollars to the price of buying a home, often catching buyers off guard right before the finish line. Whether you’re browsing houses for sale in Los Angeles, CA or exploring homes for sale in Austin, TX, understanding these fees can help you plan for the true cost of buying. While closing costs usually can’t be completely eliminated, there are legitimate ways to reduce...
You may not want to put your homebuying plans into hibernation mode this...
If you own a home or are looking to buy a house in southwest-inspired landscapes like Tucson, AZ or Albuquerque, NM, you’re probably familiar with stucco. Stucco houses are made up of a durable mixture of Portland cement, sand, and lime that protects the exterior in place of traditional siding like wood or vinyl. When done right, stucco is great at sealing the home from moisture, regulating...
Getting pre-approved is one of the most important first steps in the homebuying process—but many buyers hesitate because they’re worried it will hurt their credit. Whether you’re buying a house in Los Angeles, CA or Austin, TX, understanding how credit inquiries work can help you start your search with confidence. The truth is that a mortgage pre-approval can affect your credit score, but usually...