lender-paid-mortgage-insurance-(lpmi):-what-it-is,-how-it-works-&-whether-it’s-worth-it

Lender-Paid Mortgage Insurance (LPMI): What It Is, How It Works & Whether It’s Worth It

If you’re planning to buy a home with less than 20% down—whether you’re browsing a house for sale in Seattle, WA or checking out a home in Austin, TX—you’ll likely encounter mortgage insurance in some form. Most buyers are familiar with borrower-paid mortgage insurance (BPMI), the monthly PMI you pay until you reach 20% equity. But there’s another option your lender may offer: Lender-Paid...

Read More
settlement-statement-vs-closing-disclosure:-what’s-the-difference?

Settlement Statement vs Closing Disclosure: What’s the Difference?

When you’re preparing to close on a home, you’ll receive several final documents outlining your loan terms, closing costs, and the exact amount each party must pay or receive. Two of the most important are the closing disclosure and the settlement statement (also called an ALTA settlement statement or, in older transactions, a HUD-1). Although the two forms often contain similar numbers, and those...

Read More
storage-for-small-spaces:-13-clever-solutions-for-apartments-and-tiny-homes

Storage for Small Spaces: 13 Clever Solutions for Apartments and Tiny Homes

Traditional self-storage can feel inconvenient and impersonal. When you’re already trying to maximize storage for small spaces, the process of buying supplies, packing everything yourself, and hauling boxes to a facility across town can be time-consuming and physically exhausting. In this Redfin guide, we’ve teamed up with Clutter to walk you through a better approach to storing your belongings and...

Read More